MyAurum is a personal record tool for estimating precious metal value at live spot prices. Values are indicative only — not financial advice, and do not constitute a valuation for insurance, legal, or tax purposes.
All data encrypted and stored on secure servers.
© 2026 MyAurum. All rights reserved. Registered in India. · Privacy Policy · Security
MyAurum is a personal record tool for estimating precious metal value at live spot prices. Values are indicative only — not financial advice, and do not constitute a valuation for insurance, legal, or tax purposes.
All data encrypted and stored on secure servers.
© 2026 MyAurum. All rights reserved. Registered in India. · Privacy Policy · Security
MyAurum is a personal record tool for estimating precious metal value at live spot prices. Values are indicative only — not financial advice, and do not constitute a valuation for insurance, legal, or tax purposes.
All data encrypted and stored on secure servers.
© 2026 MyAurum. All rights reserved. Registered in India. · Privacy Policy · Security
MyAurum is a personal record tool for estimating precious metal value at live spot prices. Values are indicative only — not financial advice, and do not constitute a valuation for insurance, legal, or tax purposes.
All data encrypted and stored on secure servers.
© 2026 MyAurum. All rights reserved. Registered in India. · Privacy Policy · Security
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1. What we collect
MyAurum stores only what you choose to enter: your name, email address, age, country, and the holding details you add — item names, metal type, purity, weight, purchase price, purchase date, nominated heirs, and any notes you attach. We do not collect behavioural analytics, device fingerprints, location data, or usage patterns. We do not build profiles. There is no advertising SDK, no tracking pixel, and no third-party analytics running in this application.
2. Where your data lives
Your account and all holdings data are stored on a PostgreSQL database hosted on Amazon Web Services (AWS). AWS encrypts storage volumes at rest by default. Data in transit between your device and our servers is encrypted using TLS 1.2 or higher. We do not store anything in your browser's local storage or on your device beyond a session token.
3. How we protect your data
Passwords are hashed using bcrypt with a cost factor of 12 — they are never stored in readable form, and we cannot retrieve your password. Sensitive holding fields — item names, purity grades, notes, held-by names, nominee names — are encrypted at the application layer using AES-256-GCM before being written to the database. This means that even direct database access would not expose this information in readable form without the encryption key, which is stored separately from the data. Authentication tokens (JWTs) expire after 30 days. Login endpoints are rate-limited to mitigate brute-force attempts. Optional two-factor authentication via email OTP is available for users who want an additional layer of login security.
4. No ads. No data sharing. Ever.
MyAurum carries no advertising. Your data is never sold, rented, or shared with third parties for commercial purposes. We do not use your financial data to target you with anything. The product exists to serve you — not to monetise your information. This is a categorical commitment, not a policy subject to revision for commercial convenience.
5. Third-party services
We use the following external services, each with a narrow and specific purpose:
6. Email communications
If you provide an email address, we may send transactional emails: account verification, password resets, a milestone notification at 20 holdings, and an optional weekly portfolio digest. The weekly digest can be disabled at any time via the unsubscribe link in each email or from Profile → Settings. We do not send promotional or marketing emails.
7. Data retention and deletion
Your data is retained for as long as your account is active. You can permanently delete your account and all associated data at any time from Profile → Settings → Danger Zone. Deletion is immediate and irreversible. Backups are retained for up to 30 days before expiring.
8. No KYC. No financial regulation.
MyAurum is a personal record-keeping tool. It is not a financial product, a brokerage, a payment service, or a regulated financial instrument. We do not require identity documents, PAN, Aadhaar, or any government-issued identification. We have no visibility into your financial accounts and no ability to initiate transactions on your behalf.
9. Children
MyAurum is not intended for use by persons under 18 years of age. We do not knowingly collect data from minors.
10. Changes to this policy
If we make material changes to this policy, we will notify users by email and update the date below. We will not retroactively reduce the privacy protections described here without explicit consent.
11. Contact
For privacy-related questions or data requests, write to us at hello@myaurum.app. We will respond within 5 business days.
Last updated: March 2026 · MyAurum · Aurum Fintech, Mumbai, India · Registered under UDYAM
1. Acceptance
By creating an account or using MyAurum, you agree to these Terms of Use and our Privacy Policy. If you do not agree, do not use the service.
2. Service description
MyAurum is a personal record-keeping tool that estimates the indicative market value of physical precious metals — gold, silver, and platinum — based on live spot prices. It is not a financial advisory, brokerage, investment service, or regulated financial product. Nothing on this platform constitutes financial advice.
3. Indicative values only
All valuations are estimates based on declared weight, purity, and global spot prices at the time of calculation. They may not reflect the price you would receive upon sale. Actual resale values depend on independent purity verification, local market conditions, buyer premiums, making charges, taxes, and other factors outside our control. You should not rely on MyAurum valuations for financial decisions, insurance, estate valuation, or legal purposes without independent professional assessment.
4. Intellectual property
MyAurum, and all content, features, functionality, design, source code, user interface, and proprietary methodologies within it — including but not limited to the India Bullion pricing model, succession-oriented ledger structure, encrypted personal holdings system, and gifting provenance framework — are the exclusive intellectual property of Aurum Fintech (Proprietor: Satyam Nagwekar), registered in India. The name "MyAurum" is a registered trademark. All rights are reserved.
You may not copy, reproduce, modify, reverse engineer, decompile, disassemble, scrape, frame, republish, distribute, or create derivative works from any part of this platform without prior written consent. Unauthorised use of any intellectual property of MyAurum may give rise to civil and criminal liability under applicable Indian and international law.
5. Prohibited uses
You agree not to use MyAurum to: (a) violate any applicable law or regulation; (b) impersonate any person or entity; (c) attempt to gain unauthorised access to any part of the service or its infrastructure; (d) introduce malware, viruses, or disruptive code; (e) use automated tools to scrape, extract, or harvest data from the platform; (f) circumvent any technical protection measures; or (g) use the platform for any commercial purpose without written authorisation.
6. Your data and content
You retain ownership of all holdings data you enter. By using the service, you grant Aurum Fintech a limited, non-exclusive licence to store, process, and display your data solely for the purpose of providing the service to you. We do not claim ownership of your data, and we do not use it for any purpose other than operating the service. See our Privacy Policy for full details.
7. Account security
You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. You must notify us immediately at hello@myaurum.app if you suspect any unauthorised use. MyAurum is not liable for loss resulting from unauthorised access caused by your failure to secure your credentials.
8. Subscriptions and payments
Premium subscriptions are processed via Razorpay. Subscription fees are charged in advance on an annual basis. Cancellations take effect at the end of the current billing period — access continues until expiry and no partial refunds are issued. MyAurum reserves the right to change subscription pricing with 30 days' notice to existing subscribers.
9. Disclaimers and limitation of liability
MyAurum is provided "as is" without warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or timeliness of spot price data. To the fullest extent permitted by law, Aurum Fintech shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the service, including but not limited to loss of data, financial loss, or decisions made in reliance on platform valuations.
10. Governing law
These Terms are governed by and construed in accordance with the laws of India. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Mumbai, Maharashtra.
11. Changes to these terms
We may update these Terms from time to time. Material changes will be communicated by email to registered users. Continued use of the service after changes are posted constitutes acceptance of the revised Terms.